Health and Dental Coverage

TRS does not administer health or dental plan benefits for retirees or determine your eligibility or cost to participate in a health or dental plan during your retirement. TRS does not provide information regarding the filing of claims. Retirees should direct all questions regarding health and dental insurance to their health or dental plan providers.

For retirees eligible to participate in Georgia’s State Health Benefit Plan (SHBP), TRS will deduct the monthly premium for this benefit from your monthly payment, once your enrollment form is approved by the SHBP.

The cost of SHBP insurance in retirement can be increased if you did not have five years of service as of January 1, 2012. This SHBP policy is known as the Annuitant Years of Service Subsidy Policy and more information can be obtained here.

Specific questions regarding this policy or any health plan related questions should be addressed to the SHBP at 800-610-1863. You also may visit the Department of Community Health web site for more information.

Depending on the employer you retired from, you may be eligible to carry dental insurance into retirement. Check with your employer for additional information. If you are eligible for dental insurance in retirement through the Georgia Flexible Benefits program and choose to carry it, TRS will deduct the premium from your monthly benefit payment.