Latest News

New TRS Video Release: Social Security Made Simple - TRS Talks feat. Cindy Lundquist, Social Security Expert

When is the best time to claim your Social Security and how can you maximize your lifetime benefit? Cindy Lundquist, Social Security Expert, delves into the different types of Social Security benefits available, how Social Security is determined for a surviving spouse or child, and more. Learn what the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) are and how to minimize the impact they may have on your Social Security benefit. Enjoy this important video session for educators and retirees on our multimedia page.

Our Commitment to Prudent Investment Strategies, Disciplined Risk Management, and Sound Governance

Teachers Retirement System of Georgia (TRS) has a long-standing reputation for its conservative approach to pension management. Since inception, TRS has consistently prioritized the preservation of member benefits and the long-term sustainability of the retirement plan. Our commitment to prudent investment strategies, disciplined risk management, and sound governance has enabled us to successfully administer pension benefits for generations of Georgia's educators.

Important SHBP Open Enrollment Notice:

Please contact the State Health Benefit Plan (SHBP) with questions about open enrollment, healthcare coverage, and premiums. TRS does not administer the health insurance plan; we only deduct the monthly premium for those enrolled. We are not able to answer related questions. You may contact SHBP by phone at (800) 610-1863 or visit their website at www.shbp.georgia.gov.

Hurricane Helene Alert:

TRS has not been affected by Hurricane Helene. Our offices are open and we are here to support our members during this tough time.

New TRS Podcast Episode: Estate Plans Are Not Just for the Rich. Why Everyone Needs an Estate Plan featuring Ryan Rasmussen, CFP

Join us for our latest podcast episode with guest, Ryan Rasmussen, CFP. Discover the documents you need to have in place, how to plan for the “what ifs” in life, and why it’s never too early to start the process.

Website Announcement

The new look for the TRS website is here! The information you need regarding your benefit and TRS-related business is available when you need it. This update will not impact your TRS online account or the employer portal.

TRS Website Announcement:

The TRS website is getting a new, updated look. The information you need regarding your benefit and TRS-related business will still be right there, available when you need it. This update will not impact your TRS online account or the employer portal. We anticipate implementing the website update in the next few months.

TRS Podcast Episode: What Makes a Happy Retiree? Revisited with Best-Selling Author Wes Moss!

Join us as we revisit this episode about happiness in retirement! Wes Moss, a seasoned financial professional and best-selling author, discusses how events such as marriage, divorce, kids, location, hobbies, and income streams impact your happiness. Our latest TRS podcast episode of Your Retirement in Focus can be found on our multimedia podcast page.

FY2025 Salary Limits & FY2026 Contribution Rates

In its annual meeting held on May 15, 2024, the Board of Trustees adopted the following maximum salary increases for FY 2025 that can be used by the Teachers Retirement System of Georgia (TRS) to calculate a member’s highest two-year average salary

New Podcast Episode: From Classroom to Cash Flow: Building Wealth as an Educator feat. Yahrasiel Colbert, Ed.S.

Financial literacy isn't just crucial for managing personal finances; it's a tool to empower yourself and your students. Yahrasiel Colbert, Ed.S., author and consultant, talks about the four unique financial hurdles educators may face, the “beauty of compound interest”, resources for budgeting and setting achievable financial goals, and more.

1099-R IRS Forms for Tax Year 2023

Retirees may download their 1099R forms now by logging into your account.

New Podcast Episode: 2023 TRS Rewind: Cheers to Resilience, Retirement, and Rolling With the Changes in 2023

Year 2023 was one for the books! TRS podcast host, Everett Crockett, and TRS Executive Director, Dr. L.C. (Buster) Evans, dove deep into triumphs and challenges, discussed market performance, member milestones, tips for maximizing your TRS benefit, and more. Please join us for this special end-of-year episode of Your Retirement in Focus on our multimedia podcast page.

New Podcast Episode: Health Plan Decisions Made Easy: For Active & Retired Members feat. Louis Amis

What is the true cost of healthcare? TRS podcast host, Everett Crockett talks to Louis Amis, Executive Director of the State Health Benefit Plan (SHBP), to discuss SHBP structure, good practices to adopt when making healthcare choices, mistakes made during open enrollment and more. Please join this important discussion on the latest podcast episode of Your Retirement in Focus located on our multimedia podcast page.

New Podcast Episode: How to Become a Wealthy Teacher Featuring Danny Kofke

How do you become a wealthy teacher? TRS podcast host, Everett Crockett talks to Danny Kofke, former teacher, author, and returning podcast guest, to discuss habit-forming tactics to build financial margins, how the TRS retirement benefit helps with financial goals and more.

Enhance the Security of Your TRS Online Account

Enhance you TRS Online Account Security.

New Podcast Episode: How GREA Benefits You! – Featuring Dr. Bill Sloan and Dr. Henrietta Gray

The Georgia Retired Educators Association (GREA) has over 32,000 members and advocates for and amplifies the voice of retired educators in Georgia. Dr. Sloan, GREA Executive Director, and 2022-23 President Dr. Henrietta Gray, discuss the benefits of being involved with GREA, the rewarding profession of teaching, advice for active educators and much more. Please join the conversation with the latest podcast episode of Your Retirement In Focus on our multimedia podcast page

New Podcast Episode: From the TRS Vault: The Retirement Application Process Part II

Are you considering retiring this year? TRS Communications Director Winston Buckley and TRS New Retirement Manager Carlos Marshall discuss best practices to ensure members receive the necessary information to make the application process as easy as possible. Learn more about House Bill (HB) 385, TRS workshops, service purchases, working in retirement and more in the latest podcast episode of Your Retirement in Focus on our multimedia podcast page.

Board of Trustees' Sets:

In its annual meeting held today, May 11, 2022, the Board of Trustees adopted the following maximum IRS Salary Limits that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary

New Podcast Episode: What Makes a Happy Retiree? Featuring Best-Selling Author Wes Moss!

How do events such as marriage, divorce, kids, location, hobbies, and income streams impact your happiness? TRS podcast host, Everett Crockett talks to Wes Moss, a seasoned financial professional, best-selling author, broadcaster, and teacher to discuss this question and more. Please join us for the latest podcast episode of Your Retirement in Focus on our multimedia podcast page.

New Podcast Episode: From the TRS Vault - The Retirement Application Process Revisited

Are you considering retiring this year? TRS podcast host, Everett Crockett, goes over the plan options and important information for you to consider as you prepare for the application process. Please join us for the latest podcast episode of Your Retirement in Focus on our multimedia podcast page.

2022 TRS Year-End Wrap-Up

The Executive Director of TRS, Dr. L.C. (Buster) Evans, Ed.D., discusses the system's accolades, accomplishments, fund performance, and more. Please join us for the latest podcast episode of Your Retirement in Focus on our multimedia podcast page.

New TRS Podcast Episode

In the fall, open enrollment season causes members to reflect on what benefits they currently have and what they will probably need during the upcoming year.

New TRS Podcast Episode: House Bill (HB) 385

House Bill 385 went into effect on July 1, 2022. This allows certain retirees with 30 years of service to work in a full-time capacity and continue to receive their retirement benefit. TRS has released a podcast episode discussing the main provisions of the bill, eligibility, rules, and a few investment decisions for retirees to consider.

TRS Awarded the Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association of the United States and Canada (GFOA)

The Teachers Retirement System of Georgia is pleased to announce that the annual comprehensive report for the fiscal year ended June 30, 2021, received the GFOA’s Certificate of Achievement for Excellence in Financial Reporting.

2022 Federal Income Tax Withholding Rates

TRS processed January 2022 monthly retirement benefits using the federal income tax withholding rates for 2021, the federal rates publicly available at the time. The IRS released the 2022 rates in the second half of December, after the deadline for timely payment processing.

FY2021 Annual Membership Statements Are Available

Active members may now access their membership statements online via their TRS account. The statements provide valuable account information, such as an account balance, the lump-sum value of an account, estimated projections, as well as beneficiary and service credit information.

Important Updates About Your 2021 Benefit!

Happy 2021 retirees and we hope that this year is off to a great start! You may have noticed a difference in your January, 2021, benefit.

Georgia is Counting on You

Census data powers much of what we do. Government, business, and many social activities and programs are affected by Census data.

Salary Limitations

In a TRS board meeting held on June 24, 2020, the TRS Board of Trustees adopted the following maximum salary increases for FY 2021 that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary

Furloughs and TRS Earnable Compensation

Current economic conditions and reduced revenue collections due to the Covid-19 pandemic have resulted in employers planning for reducing budgets in FY 2021 by several methods such as furloughs, salary reductions and reductions of contracted work days, which will have an impact on the amount of earnable compensation to be reported to TRS

Frequently Asked Questions Regarding COVID-19

Frequently Asked Questions Regarding COVID-19 and Teachers Retirement System for Members, Retirees, and Employers

FY 2022 Contribution Rates

Effective Immediately for Workshops and Counseling Sessions

Due to the directive from Governor Kemp, TRS is suspending all in-person workshops and counseling sessions until further notice.

A Message to Our Members About the Coronavirus from Executive Director L.C. Buster Evans

We are grateful to have the opportunity to serve our members by ensuring that you have a benefit that you can count on. There is a lot of uncertainty right now but I want to assure you that we are closely monitoring important developments.

Retirees: Have Questions Regarding Health Insurance Deductions?

Retirees: Do you have questions regarding the Health Insurance deduction from your monthly payment?

Video: Economic Impact of Teacher Pensions in Georgia

A detailed look at how TRS retirees contribute to the economic success of Georgia.

Residency Maps

New residency maps are now available to view populations of TRS retirees and active members by City, County, State Senate District, State House District, or U.S. Congressional District.

FY 2020 Salary Limit & FY 2021 Contribution Rate Memo

In its annual meeting on May 15, 2019, the TRS Board of Trustees adopted maximum salary increases for fiscal year 2020 along with the employee and employer contribution rates for fiscal year 2021.

Cost Calculation Requests Now Available Online

To request a service purchase cost calculation, simply click the myTRS Log In button and log in to your account.

Legislative Update 2019

During the legislative session, TRS posts legislative updates from the Georgia General Assembly that may affect the teachers pension system. Pending legislation is sponsored by members of the Georgia House or Senate, and does not become law until the Governor signs the bill. TRS does not draft or lobby for/against any legislation.

1099Rs for Tax Year 2018

1099Rs were mailed on Wednesday, January 23rd. You can download your 2018 1099R now by logging into your account.

TRS Launches New Website

The Teachers Retirement System of Georgia is pleased to announce the launch of our new website!